BENEFITS

Windscreen is covered for Free upto a limit of KES. 50,000
Vehicle Entertainment System is covered for Free upto a limit of KES. 50,000
Towing/ Recovery Expenses is covered for Free upto a limit of KES. 50,000
Repair Authority is covered for Free upto a limit of KES. 50,000


EXTRAS

Medical Expenses is covered for Free upto a limit of KES. 30,000
Vehicle Valuation by Approved Valuers
Claims Drive In Assesment at AIG House is covered
Special perils are Covered
Use by Motor Trader is covered Covered
Agreed Value: Applicable subject to valuation at inception or renewal or dealer invoice for zero milage
Geographical Area of cover is Kenya
Riot, Strike and Civil Commotion (RSCC) are COVERED


THIRD PARTY LIMIT OF LIABILITY

Third Party Bodily Injury is covered for Free upto a limit of KES. 50,000,000 Third Party Property Damage Limit is covered for Free upto a limit of KES. 20,000,000 Passenger Legal Liability(Per Passenger) is covered for Free upto a limit of KES. 3,000,000 Passenger Legal Liability(Per Event) is covered for Free upto a limit of KES. 20,000,000

POLICY EXCESSES For Third Party claims: No excess payable
For Third Party Property Damage: No excess payable For Accidental Damage /Partial Theft: Excess payable is 5% of vehicle value minimum Kshs. 35,000. NO BLAME NO EXCESS For Total Theft: Excess payable is 10% of vehicle value with anti-theft devices, 20% of vehicle value without anti-theft and 5% of vehicle value with approved satelite tracking devices min Kshs 20,000/= Learner, Young(below 25Yrs) & Inexperienced Drivers(less than 2 yr) Excess payable is KES. 10,000/- in addition to any other excess on the policy.

NO BLAME NO EXCESS
Will apply in respect to accidental damage where the insured is not to blame. A police abstract report blaming the third party will be required as prove of the party to blame for this benefit to apply.There must be an identifiable Third Party vehicle. Claims below the minimum excess will be borne by the insured.


Vehicle max age at entry - 10 years
Minimum premium 35,000/=
Maximum tonnage - 15 tonnes
Cover only applicable to vehicles transporting goods within Kenya