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Motor Private Comprehensive cover: For private vehicles of value between KES 1,000,000 and 3,000,000: (Policy Administered by AIG Insurance Kenya)


Enter the value of your car.


Premium per year is

See What's Covered




BENEFIT

Windscreen is covered for Free upto a limit of KES. 50,000
Vehicle Entertainment System is covered for Free upto a limit of KES. 50,000.
Towing/ Recovery Expenses is covered for Free upto a limit of KES. 50,000.
Repair Authority >is covered for Free upto a limit of KES. 50,000


EXTRAS

Medical Expenses is covered for Free upto a limit of KES. 30,000
Vehicle Valuation by Approved Valuers
Claims Drive In Assesment at AIG House is covered
Special perils are Covered
Use by Motor Trader is covered Covered
Agreed Value: Applicable subject to valuation at inception or renewal or dealer invoice for zero milage
Geographical Area of cover is East Africa (Kenya,Uganda,Tanzania,Rwanda & Burundi)
Riot, Strike and Civil Commotion (RSCC) are COVERED

THIRD PARTY LIMIT OF LIABILITY

Third Party Bodily Injury is covered for Free upto a limit of KES. 50,000,000
Third Party Property Damage is covered for Free upto a limit of KES. 20,000,000
Passenger Legal Liability(Per Passenger) is covered for Free upto a limit of KES. 3,000,000
Passenger Legal Liability(Per Event) is covered for Free upto a limit of KES. 20,000,000


POLICY EXCESSES

For third Party claim: No excess payable
Third Party Property Damage: No excess payable
For accidental damage / partial Theft: Excess payable is 2.5% of vehicle value minimum Kshs. 20,000. No blame no excess
Total Theft: Excess payable is 10% of vehicle value with anti-theft devices, 20% of vehicle value without anti-theft and 2.5% of vehicle value with approved satelite tracking devices min Kshs 20,000/=
Learner, Young(below 25Yrs) & Inexperienced Drivers(less than 2 yr) Excess payable is KES. 5,000/- in addition to any other excess on the policy.

NO BLAME NO EXCESS Will apply in respect to accidental damage where the insured is not to blame. A police abstract report blaming the third party will be required as prove of the party to blame for this benefit to apply.There must be an identifiable Third Party vehicle. Claims below the minimum excess will be borne by the insured.


Vehicle max age at entry - 10 years
Minimum premium 35,000


Additional benefits



Excess protector:

Political Risk/terrorism:

AA Membership/Rescue: 5,000

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